Financial Freedom

1. Front Matter

   Pages i-xii

   PDF

2. Assets

   • Reuben Advani

   Pages 1-8

3. Liabilities

   • Reuben Advani

   Pages 9-15

4. Equity

   • Reuben Advani

   Pages 17-22

5. Financial Feng Shui — Get Organized!

   • Reuben Advani

   Pages 23-28

6. The Personal Finance Panacea—Make More Money!

   • Reuben Advani

   Pages 29-34

7. Budgeting and Saving—Oh, No!

   • Reuben Advani

   Pages 35-45

8. Shopping— Oh, Yes!

   • Reuben Advani

   Pages 47-55

9. Credits and Debits

   • Reuben Advani

   Pages 57-67

10. Late Night TV and Borrowing

    • Reuben Advani

    Pages 69-74

11. Financing a Home

    • Reuben Advani

    Pages 75-83

12. Buying a Car

    • Reuben Advani

    Pages 85-90

13. Financing an Education

    • Reuben Advani

    Pages 91-96

14. Debt Reduction

    • Reuben Advani

    Pages 97-101

15. Investment Basics

    • Reuben Advani

    Pages 103-108

16. Stock Market Investing

    • Reuben Advani

    Pages 109-116

17. Bond Market Investing

    • Reuben Advani

    Pages 117-121

18. Real Estate Investing

    • Reuben Advani

    Pages 123-127

19. Playing It Safe

    • Reuben Advani

    Pages 129-135

20. Financial Advisors

    • Reuben Advani

    Pages 137-142

If you're one of the millions of Americans who is buried in credit card debt, or maybe you're having trouble deciphering the fine print on your 401(K)—that is, if you even have a 401(K)!—don't dismay. You can start taking steps toward closing your financial illiteracy gap right away with the sound, practical personal finance advice offered up in Reuben Advani's Financial Freedom.

Designed for young adult professionals but filled with crucial information that will financially empower readers of all ages, Financial Freedom is more than just your standard personal finance book, which offers up plenty of encouragement but very little actionable advice. Instead, this user-friendly guide stands alone thanks to the clear approach it takes to the topic of personal finance. So, no matter whether you are in the market for a new car, are looking to become a first-time homeowner, want to save up for your child's college education, or have decided to try your hand at investing, you'll find engaging, nonjudgmental answers to your most pressing financial questions in this invaluable resource. Jam-packed with financial guidance yet presented in a gentle, humorous manner, Financial Freedom will teach you:  

• The ins and outs of the world of finance, including targeted advice on how to use its tools to create a better financial future for yourself;
• The difference between good debt and bad debt—as well as tips and hints for avoiding the latter of the two;
• The low-down on mortgages, auto loans, student loans, and credit cards;
• Strategies and techniques for investing in stocks, bonds, and real estate;
• And much more.

When it comes to securing your financial future, building a strong foundation of financial knowledge and skills is the smartest thing you can do. Put yourself on the path to long-term financial literacy, independence, and success with Financial Freedom, which provides all the information you need to make sound financial decisions for a lifetime.

Reuben Advani is the founder and president of Telestrat Education, a continuing education company that specializes in business skills training through online and in-person instruction. Mr. Advani began his career with Morgan Stanley & Co., Inc., where he worked in the firm's corporate finance division. In this capacity, he performed detailed valuation analysis of acquisition targets for Fortune 500 companies and oversaw the coordination of several debt and equity issuances. His next position was with Sony Corporation of America, where he was active in the development of Sony's online initiatives. Mr. Advani has provided consulting services to companies throughout the United States and Latin America and has held interim positions, including CFO and COO, at several of them. He is a frequent speaker on topics ranging from corporate valuation to financial reporting and has addressed audiences across the United States, Europe, and Asia. Mr. Advani is the author of the popular business book, The Wall Street MBA, holds a B.A. from Yale University, an M.B.A. from The Wharton School, and has taught university-level finance.

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