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Mortgage Revenue Bonds

Housing Markets, Home Buyers and Public Policy

  • Book
  • © 1992

Overview

Editors:
  1. Danny W. Durning

    1. Carl Vinson Institute of Government, University of Georgia, USA

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Part of the book series: Current Issues in Real Estate Finance and Economics (IREF, volume 2)

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Table of contents (14 chapters)

  1. Front Matter

    Pages i-xi
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  2. The Background of Mortgage Revenue Bonds

    1. Front Matter

      Pages 1-1
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    2. Bonds for the American Dream: A Political History of Single-Family Mortgage Revenue Bond Programs

      • Danny W. Durning
      Pages 3-58

    3. Rationing Eligibility for Mortgage Bond Loans

      • James C. Ratzenberger
      Pages 61-70

  5. What Should the Future of MRBs Be?

    1. Front Matter

      Pages 241-241
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    2. The Economics of Mortgage Revenue Bonds: A Still Small Voice

      • Richard L. Cooperstein
      Pages 243-244

    3. MRBs Should be Continued Because They Work, Work Well and Work Efficiently

      • John T. McEvoy
      Pages 247-253

    4. The Future of Mortgage Revenue Bonds Where Do We Go From Here?

      • Danny W. Durning
      Pages 255-259

  6. Back Matter

    Pages 261-276
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Keywords

About this book

This book brings together much of the best policy-oriented research on state and local mortgage revenue bond (MRB) programs. Most of this re­ search was conducted to evaluate the impact of MRB subsidies on housing markets and potential home buyers. All of the research is concerned with the "so what" question often ignored by economists: it addresses the implications of the research results for public policy decisions concerning MRBs. The need for this book becomes apparent when reading the transcripts of congressional hearings on MRBs. At those hearings, the policy debate seems underinformed. Aside from discussions of the General Accounting Office's periodic evaluations of MRB programs and impassioned rebuttals by MRB proponents, the hearing testimony consists mostly of assertions and anecdotal evidence, with some "yes MRBs work" and "no they don't" exchanges. Although the research in this book may not improve the level of the policy debate on MRBs, it can inform decision makers, experts, and citizens interested in housing policy about issues that should be examined when considering the future of MRBs. Also, it can point other researchers interested in housing policy in the direction of the questions about MRB programs that need additional attention.

Editors and Affiliations

  • Carl Vinson Institute of Government, University of Georgia, USA

    Danny W. Durning

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