- Full Description
Electronic Value Exchange examines in detail the transformation of the VISA electronic payment system from a collection of non-integrated, localized, paper-based bank credit card programs into the cooperative, global, electronic value exchange network it is today. Topics and features: provides a history of the VISA system from the mid-1960s to the early 1980s; presents a historical narrative based on research gathered from personal documents and interviews with key actors; investigates, for the first time, both the technological and social infrastructures necessary for the VISA system to operate; supplies a detailed case study, highlighting the mutual shaping of technology and social relations, and the influence that earlier information processing practices have on the way firms adopt computers and telecommunications; examines how “gateways” in transactional networks can reinforce or undermine established social boundaries, and reviews the establishment of trust in new payment devices.
- Table of Contents
Table of Contents
- Setting the Stage: Money, Credit, and Payments in America.
- Associating: Dee Hock and the Creation of the Organization.
- Crafting the Social Dynamics: Staffing, Operating Regulations, and Advertising.
- Automating Authorization: BASE.
- Automating Clearing and Settlement: BASE II and III.
- Expanding the System: Organizational and Technical Growth.
- Automating the Point of Sale: Encoding Standards and Merchant Dial Terminals.
- Challenging Conceptual Barriers: EFT and The Debit Card.
- Negotiating Roles: Controversies and the End of an Era.
- Conclusions: Towards a General Socio
- technical History of Payment Systems.
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